5 Best + Free Credit Analysis Courses [2024 January][UPDATED] (2024)

After conducting extensive research, our team of dedicated experts compiled this list of Best Credit Analysis Courses and Certification programs available online for 2023. This list facilitates both paid and free resources to help you learn Credit Analysis. Also, it is suitable for newbies, intermediates, as well as experts. Also, check our Best Finance Courses.

4 Best + Free Credit Analysis Courses & Certification [2024 January]

Credit Risk Analysis Professional Certificate (New York Institute of Finance)

This immersive course covers the important financial topics of credit analysis, giving you the skills you can use to assess the creditworthiness of companies. You will study how the risk analysis is done in business and industry. Many factors affect the financial stability of a company. Some companies seem healthy but have underlying weaknesses that make them an investment risk. As a financial expert, you will use your skills in analyzing credit risks to check all obvious and hidden factors. These assessments let you evaluate a company’s performance. Learn what methodologies rating agencies use for credit ratings. They use historical data and broader industry and business dynamics to arrive at an informed conclusion. You will conduct trend analysis and peer performance to refine your analytical process.

Highlights:

– A financial course that prepares you for the complex world of credit analysis.

– You will develop analytical abilities to assess balance sheet risks, financial health, cash flow, and capital structure. Audit and offer remedial measures to help your clients devise effective risk-reward strategies.

– The course has written and oral presentations to let you evaluate the creditworthiness of a selected company and provide recommendations.

– You only need basic accounting knowledge to join this course. You will receive 35 CPE credits upon successful completion of this course.

Duration: 5 days

Rating: 4.6 out of 5

You can Sign up Here

Credit Analysis Courses (Includes Free Courses) (Udemy)

Udemy offers a list of top Credit Analysis Courses from where you can learn how to improve your data science and python skills, analyze financial statements and team loan projects, perform linear and logistic regression in python, what is credit analysis, working capital cycle, project financing, etc. You don’t need to have any specific knowledge to take any of these courses. You just need to have a basic understanding of accounts and MS Excel. All the courses are designed by expert faculties and relationship managers, analysts from any corporate sectors, students and people from a technical background, charter accountant, cost accountant, bankers, consultants and entrepreneurs can take this course.

Highlights –

– Learn from the on-demand videos, several articles and downloadable resources.

– Learn the key financial statements of a company including income statement and balance sheet.

– Understand the traditional credit models, structural models, and probability.

– Develop your skills in analyzing business, financial and structural risks, mitigation etc.

– Get full lifetime access on mobile and TV.

– Earn a course completion certificate after completing the course.

Duration: Self-paced

Rating: 4.5 out of 5

You can Sign up Here

Corporate Credit Analysis (New York Institute of Finance)

New York Institute of Finance offered an introductory level Corporate Credit Analysis course from where participants can learn how to implicate financial and non-financial credit and take business risks on corporate credit. Learn to monitor and standardize credit control procedures and how to structure a loan. Candidates will learn an introduction of corporate credit analysis, industry and company forecasting, financial analysis, qualitative analysis, credit ratings and credit scoring, etc. This course is mainly recommended for corporate bankers, credit analysts, investments professionals, equity analysts, entry-level professionals, and fixed income analysts.

Highlights –

– Learn the definition and benefits of corporate credit analysis, different types of loans, etc.

– Get knowledge of identifying the main components of the lending process, and describe the financial statement areas.

– Understand different types of ratios used for credit analysis, and define five forces in the Peter Model, etc.

– Recognize the limitations of financial information in credit analysis and the elements of a PEST analysis.

Duration: Self-paced

Rating: 4.5 out of 5

You can Sign up Here

Related: How Does ESG Impact Credit Ratings?

Introduction to Credit Analysis Professional Certificate (New York Institute of Finance)

You will explore in this course credit risk evaluation and learn about various methodologies and tools used by regulators, banks, and rating agencies for this purpose. This knowledge will establish your foundation in credit analysis. You will learn various techniques for analyzing credit risks. Study various methods key stakeholders of the financial industry use for risk assessment. The second module of this course covers practical application with group work. This structured approach assesses the creditworthiness of corporate borrowers, banks, and investment banks. You will prepare these reports from the perspectives of shareholders, rating agencies, regulated trade departments, and markets. The knowledge you gain from this course will help you assess the creditworthiness of different entities. Large companies and organizations will consult you for this job during mergers and acquisitions and when dealing with other companies.

Highlights:

– A course that gives you a solid foundation in credit risk evaluation. It has the Introduction to Credit Analysis book as a reference.

– The first part covers credit risk analysis methodologies, and the second involves group work.

– You only need basic accounting knowledge to join this program and improve your understanding of checking a company’s creditworthiness.

– You can get a loan from Affirm to fund this program, allowing you to pay the fee through monthly payments.

Duration: 5 days

Rating: 4.6 out of 5

You can Sign up Here

Related: What Finance Jobs are Safe from AI and Automation?

Certificate in Corporate Credit Analysis (Fitch Learning)

If you are interested in enhancing your analytical skills, then you can take this certificate program. To earn the course completion certificate, participants will be given three months to complete the online assessments. After completing this course, candidates will be given a secured link to the assessment page that consists of a multiple-choice test where you need to apply your knowledge and skills that you will gain over the 4 days of learning this course. Have a look at our take on

Highlights –

– Learn macro considerations and management and ownership.

– Understand the financial profile – cash flow and profitability, and the financial profile – funding structure and financial flexibility, debt structure etc.

Duration: 3 Months

Rating: 4.5 out of 5

You can Sign up Here

So, these were the best 4 Credit Analysis Courses and Certification programs available online. Cheers to your success, Team Digital Defynd!